
We strive to provide expert level investment advice, portfolio management, and financial planning for individuals and organizations. With a focus on independent thinking, we combine personalized guidance and a transparent approach with the goal of providing exceptional value and peace of mind.
Personalized investment portfolio management and financial planning
Disciplined research, judicious investment management, and thoughtful financial planning are tailored to your needs and objectives. Learn why, since 1995, individuals and organizations have been placing their trust in us.

High-level expertise that helps you reach your goals
For over a quarter century, our investment professionals have conducted independent research in-house and distinguished themselves with an unwavering commitment to finding the right solutions for each and every client.
A fee-only approach that delivers value — and puts the client first
We hope to build long-term relationships with a common-sense approach that always places the client at the forefront of our thinking, decision-making and advice. As fee-only investment advisors, we have a legal, fiduciary responsibility to always act in our clients’ best interests.

Industry Leading Insights
Spring 2026 – Table of Contents
Welcome to the new-look Thoughts newsletter! You will notice we have moved to a quarterly…
Enshittification: a dismal take on tech platforms
We recently initiated a quarterly book club in the H+D office, and expect to make…
Artificial Intelligence, but for whom?
These last few weeks, investor attention has shifted away from all-things AI to the latest…
Chart of the Quarter – Where the world gets its energy
From Visual Capitalist, an infographic on the energy mix used by the world’s top economies…
Who’s who, who’s what?
Every so often, we like to bring the people behind the scenes to the front…